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While serving time in county prison, Wallingford sees a story in the newspaper that his cellmate, Schenectady, has inherited a mansionfrom his recently deceased uncle. Hearing this, Schenectady dreams of luxury.

Two cut-rate private detectives are broke, hungry and down to their last nickel. They decide to hock their banjo in order to get some money for food, and while one partner is negotiating the deal, the other one falls asleep and dreams that a wealthy society matron has hired them to investigate a string of suitors.

An all-black horror comedy starring Mantan Moreland and sometimes partner (and straight man) F.E. Miller, Lucky Ghost is amusing low-brow fare that exploits the more base, stereotypical elements of old-time black life (chicken thievin', gamblin', runnin' from ghosteses) for laughs -- sort of like the BET of its day. Mantan and Miller win a house-cum-casino in a craps game, only to discover that the deceased former owners aren't too pleased that their old home is being used for "jitterbugging, jiving, and hullaballooing". I hate hullaballooing. The ghosts decide to scare everyone off by opening doors and windows, pulling out chairs, even playing the drums.

Two ne'er-do-wells, Washington and Jefferson, just out of prison are looking for jobs so they won't get arrested for vagrancy. They find out that the wealthy Mrs. Brown is looking to hire a butler and a maid, and Jefferson talks Washington into dressing up as a woman so they can get both jobs. They get the jobs, but they soon run into Bad News Johnson, a crook they met in prison. They find out that Johnson is planning to pull a con on Mrs. Brown and he wants them to go in on it with him. Complications ensue.